Refinance your Home Now Before Rates Increase

Refinancing your home has never come at a better time than this. This is all thanks to a little-known program by the government which is known as the Home Affordable Refinance Plan or HARP®.

If you’re current on your mortgage, but have had difficulty refinancing, HARP® could provide a solution. Even if you owe more than your home is worth, if your mortgage is owned by Fannie Mae or Freddie Mac, you could save with HARP.

Application Deadline: December 31, 2016

Americans can now refinance their homes at very low rates thus reducing their mortgages by an average of $3,300 per year. However, there is a catch as this is most likely to be temporary and the program may be phased out.



If getting lower payments and using less time to repay your mortgage sound good, then you need to act as soon as possible. 

This program is like the government making banks cut down your rates which equates into more cash in your pocket at the end of every month.


  • With HARP, a homeowner with a mortgage owned by Fannie Mae or Freddie Mac may be able to refinance into a more affordable mortgage.
  • HARP could help you lower you interest rate and mortgage payment.
  • Through HARP, you could switch to a fixed-rate mortgage that won’t change over time.
  • With a shorter-term mortgage, you could build equity even faster.

You can choose to shop between several lenders and not just your mortgage holder. In addition to this, your home’s loan-to-value will be between 80% and 125% which is definitely good for you.

In addition to being able to to save every month, this will also allow you to shorten your mortgage term. With a shorter repayment term, your loan will be repaid in the right time and you will also be paying less as a result of this once in a lifetime chance to have the refinancing at incredibly low rates.

So, how can a person find these rates? There are a number of free websites that will help you compare rates of mortgage for consumers and thus allow you to select the best one for you. You can also do deals with leading institutions from all over which is among the many benefits that come with working with this rare program.

When searching for companies, choose ones that are accredited by the appropriate institutions and have the right backing to support their activities. RateMarketPlace is one such company which has HARP on its network.

This service is 100% free and comes with no obligations on your part. Act first and get to save money while reducing your mortgage term.



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